Who typically pays for the title search in a real estate transaction?

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In a real estate transaction, it is generally the seller's responsibility to pay for the title search. A title search is conducted to ensure that the title to the property is clear of any liens, encumbrances, or other legal issues that could affect the buyer's ownership rights. This process is often considered part of closing costs, which the seller typically covers to make the property more appealing to potential buyers.

By ensuring the title is clear, the seller can facilitate a smoother transaction and prevent any legal complications after the sale. Additionally, the implications on the buyer and lender further reinforce why the seller assumes this cost. Buyers often conduct their own due diligence, but they typically rely on the information provided through the title search performed prior to closing.

In some cases, the terms may vary based on local customs or negotiations, but the common practice in many areas, including Tennessee, is for the seller to bear this expense.

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